Terms & Conditions

1. Website Purpose

This website is provided for informational and educational purposes only. Information presented is intended to help visitors better understand Medicare, life insurance, fixed annuities, and related insurance products.

Nothing on this website constitutes legal, tax, accounting, or financial advice. Visitors should consult appropriate professionals regarding their individual circumstances.

2. Eligibility

This website is intended for individuals who are at least 18 years of age and legally able to enter into agreements under applicable law.

3. No Guarantee of Coverage or Eligibility

Insurance products, premiums, benefits, eligibility, underwriting requirements, and plan availability vary by carrier, geographic location, age, health status, and other factors.

Viewing this website or submitting a request for information does not guarantee eligibility, enrollment, approval, coverage, or issuance of any insurance policy or annuity contract.

4. Educational Information

Every effort is made to provide accurate and current information. However, insurance regulations, Medicare rules, plan benefits, carrier offerings, and pricing may change without notice.

Heather Alpha does not guarantee that all information on this website is complete, accurate, or current at all times.

5. Personal Use

The content on this website is provided for your personal, non-commercial use only. You may not:

• Copy or reproduce website content for commercial purposes.
• Modify or republish website materials without written permission.
• Reverse engineer or interfere with the operation of this website.
• Use this website in violation of any applicable law.

6. Intellectual Property

All content on this website, including text, graphics, logos, branding, photographs, downloadable materials, and other original content, is protected by applicable copyright and intellectual property laws. Unauthorized use is prohibited.

7. Third-Party Links

This website may include links to third-party websites for your convenience. Heather Alpha is not responsible for the content, privacy practices, accuracy, or availability of any third-party website. A link does not imply endorsement of that website or its services.

8. Communications

If you voluntarily submit a contact form or request a consultation, you consent to being contacted regarding your inquiry by phone, email, or text message using the contact information you provide.

Providing your contact information does not obligate you to purchase any insurance product or service. You may opt out of marketing communications at any time.

9. Disclaimer of Warranties

This website and its content are provided “as is” and “as available” without warranties of any kind, either express or implied.

Heather Alpha makes no guarantees regarding uninterrupted website availability, error-free operation, or the accuracy or completeness of all information presented.

10. Limitation of Liability

To the fullest extent permitted by law, Heather Alpha shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, this website or reliance upon information contained herein.

11. Changes to These Terms

These Terms & Conditions may be updated periodically without prior notice. Any revisions become effective immediately upon posting. Continued use of this website constitutes acceptance of the revised Terms & Conditions.

12. Governing Law

These Terms & Conditions shall be governed by and interpreted under the laws of the State of Louisiana, without regard to conflict of law principles.

13. Contact Information

Heather Alpha
Licensed Insurance Agent
State of Louisiana License #1169257

Phone: (337) 654-8535
Email: heather@legacybyheathera.com